As a rule of thumb in Lorain County Ohio, if you do nothing, your house will be sold at sheriff’s sale in about seven (7) months.  Also the bank will take a default judgment that will most likely include personal liability for any amount owed above the amount received at the sheriff’s sale, after costs.

With Zachary B. Simonoff, the time frame can be much longer:

The Attorney will answer the complaint;

Conduct Discovery;

Attend Status Conferences and Pretrials;

Respond to Motions and assert defenses; and

Oversee loss mitigation options.


Recently, there have been some very homeowner decisions that will affect the way your case plays out, but, if you do not have an Attorney none of that will matter since you lose from the beginning.